gender dysphoria
noun
1. A persistent unease with having the physical characteristics of one’s gender, accompanied by strong identification with the opposite gender and a desire to live as or to become a member of the opposite gender.
2. A profound and persistent unhappiness related to one’s physical sex.
3. Those guys are faaags!
It sounds like a pre-existing condition. Insurance companies do not normally cover pre-existing conditions. 52 million bucks for 4,000 people who just don’t fit in with society or life in general.