[Leaning Right]

> I’ve been putting my money in CDs, 4-5%. <

Well, okay. But after taxes, you might get lucky and just keep up with inflation.

CD’s are good for short-term investments. I’d go with low-cost stock index funds for anything longer. But that’s just me.

[Dr. Franklin]

Well, okay. But after taxes, you might get lucky and just keep up with inflation. CD’s are good for short-term investments. I’d go with low-cost stock index funds for anything longer. But that’s just me.

Banks take the money people deposit and invest it in other things that are more profitable. Smart investors eliminate the middle man. Only an idiot would do this.