Who are those who qualify?
I just spent about 20 hours calculating my taxes. I had to pay tax out of my 401-k retirement account, which was not supposed to be taxed, plus a penalty for not paying estimated taxes.
Now I must spend more time to “earn” my check from the government, the funds of which were formerly my money?
Once you start taking the Minimum Required Distribution, you get dinged big time for taxes -else, you shouldn’t have to pay taxes on a qualified IRA.