Posted on 04/12/2025 7:48:51 AM PDT by Libloather
Wimpy was everyone’s first thought.
Why buy a ssmmich when you can tell the woman to just make you one?
How much will that sandwich end up costing in the end?
What’s the interest on it? 25%?
I see a whole new world of hurt for those who fall for this...
As a child of the 1950s where the only credit available was at a local mom and pop store where they knew the customers and knew when payday was.
Our credit was called lay away. You pick an item and the store keeps it until you pay it off (generally Christmas gifts).
I did not get my first credit card until I was around 25.
I was shocked the first time I saw someone pay for their groceries with a credit card (this was early 1970s).
I am no longer shocked when I see people use a credit card at a fast food place knowing (statistically ) they will not be paying off their credit card each month and that the $10 meal may very easily end up costing them $15 or $20 over time.
I use credit cards for just about everything. All my utilities are on auto pay. But I pay each card off in full every month.
Oh yeah, those stores are always trying to push their store credit cards and there’s usually something slimy mixed up in there like crazy high interest rates. I always decline and I’ve even had cashiers argue with me, pushing the “But you’ll save XXXX on today’s purchase..” at me.
I don’t even give them my email address when they request it in a tone that makes it sound mandatory. I tell them, “No thanks; I have enough emails to delete daily as it is.” (Yes, I have a junk e-mail account, but I don’t need additional junk coming in.)
It makes sense to put it on the card if you get cash back and you can pay it off immediately.
Could you not have taken that money, financed the balance at 31%, then immediately pay off the balance, or at least refinance it to a lower interest rate card and of course delete the app?
Bring back the $500 Bill! President Trump can do it with a Presidential order! That is how they were stopped!
Just wait until insurance companies access the purchases and determine your health risk because of the food you buy, even if it’s not for you.
You’re a wise and decent person...
Thanks for those kind words. God bless.
I just don’t carry cash anymore. We use our credit card for everything and pay it off at the end of the month.
That makes sense for those who will do just that.
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