Oh great. I know this is Cali and I’m in Texas. Just switched from USAA to Statefarm and saved a staggering 800 dollars annually on my home insurance... for the same coverage. It won’t be too much longer before this spills nationally. If they are struggling there, they will make it up elsewhere. Sorta like the fast food joints when they raised minimum wage. Other locals had to price increase for sustainability.
I priced auto and home insurance with USAA vs. State Farm several years ago. USAA came out ahead until the home insurance part. St. Farm beat them out by about the same amount. Decided to just stick with St. Farm.
They have jacked up a couple of my vehicles this last year or so though…
USAA ain’t what they used to be. Every time I get a quote, they are the most expensive.