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To: A_perfect_lady

Allstate’s expensive, but we got significant hail damage a few years ago here in Texas, and they were quick and fair in getting me paid for the repairs. Folks with cheaper insurance were the ones complaining about the adjustment process.

All things considered, I’d rather complain about rates than settlements.


21 posted on 03/15/2025 7:25:29 AM PDT by PAR35
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To: PAR35

Allstate’s expensive, but we got significant hail damage a few years ago here in Texas, and they were quick and fair in getting me paid for the repairs. Folks with cheaper insurance were the ones complaining about the adjustment process.


people don’t understand risk mgt. They think insurance should make them whole again.

You never want to collect on insurance, it means you lost. Especially life insurance.


22 posted on 03/15/2025 7:29:20 AM PDT by PeterPrinciple (Thinking Caps are no longer being issued, but there must be a warehouse full of them somewhere)
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To: PAR35

May I ask if the money Allstate reimbursed you added up to more than all the money you’ve paid them over the years? I’m not challenging you, I’m just wondering if it’s still a better deal than simply saving your money and paying for it yourself.


25 posted on 03/15/2025 8:01:14 AM PDT by A_perfect_lady (The greatest wealth is to live content with little. -Plato)
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To: PAR35

I had an AllState insured vehicle back into me in the parking lot of a Home Depot. I even saw him coming and blasted my horn for 5-10 second. He hit me anyway. (He was extremely hard of hearing... AND had his radio on.) He was apologetic.

Cop came and assessed blame 100% on him.

All State wanted me to assume 50% liability. No amount of talking or reasoning with them did any good. I volunteered to drive to the sheriff’s office to get a copy of the accident report to send to them. Which, after I did, they told me they already had it. I asked them what their client had told them about the accident. They said that was private and they wouldn’t say whether he told them he was at fault or not.

They want to just wear you down.

I eventually filed through my insurance (State Farm) and they had me get the vehicle fixed, then reimbursed me the deductible that they received from All State.

Basically, they’re all crap.

Try saying, “Like a Good Neighbor State Farm is there.” when you’re on the phone trying to get satisfaction. They’re just as bad.


30 posted on 03/15/2025 8:53:53 AM PDT by John Milner (Marching for Peace is like breathing for food.)
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