“If you try to save “too much” you must be penalized. To change this rule, they have demanded in the past that this money “must be replaced”.
I remember Pelosi saying that you had to increase spending to pay for tax cuts.
(Not so) Oddly you can’t find the video on it.
Oh. And if you “dare ever receive” Medicare or begin Social Security?
Your HSA is frozen.
No more contributions.
Ever.
If you ever dare to die after your spouse passes away?
Your HSA is taxed. Then goes undirected and unassigned into your estate.
(Or, it goes to the state. )