One of the problems is it is almost a swipe you card and
go process in many places now.
“One of the problems is it is almost a swipe your card and
go process in many places now.”
Using a card as a pay device is on you to do or not to do. When you swipe and pay it charges your card as debit or checking. That info is only between you and your card/bank through the pay point service, not that LOCAL vendor. But if you choose “Credit” because you want CC rewards such as frequent flyer miles Etc. Then your CC company wants them to check your ID to make sure it is actually you. A human verification visually is fine. But the vendors are now wanting to scan it electronically also into their own system. Absolutely not!
What I am talking about is when they electronically scan your drivers license or ID card. It has a barcode that automatically connects them to the state ID system and hands their system all your personal data. Real name, address, license number... The state allows access for company systems under the false pretense of “credit check” services.
They will tell you that their system does not “keep” this data but you can bet that it absolutely does. Now you have your data in “another” system it does not need to be in. The more systems it is in the more chance of it being compromised. Aside from the fact they will turn around and also SELL that data on the market.
If they want to just look at it to verify your age or who you are for sure because your want to run your card as “credit” fine. But to digitally scan your ID barcode on the ID is something no one should ever allow. It is a huge privacy and security issue. Just to buy gas and use your card as “credit” at that gas station? A dozen gas companies and stores along your trip? No way... Don’t do it.
And most businesses now require ID to use your card as “credit” because your credit card company requires ID. But your credit card company DOES NOT require it to be scanned like they are doing. Like I say, visually looking at it is one thing, electronically scanning it and entering it into their own system permanently is another and should not be allowed ever.
It is the new trend to gather data, folks need to refuse to let them do this. Go somewhere else or pay another way. “Ok, whatever” should never be the common consensus. It is a very very serious security issue... These store and gas stations have absolutely no right to also add your private ID information into their own system permanently just because you made a purchase as a “credit card” or even because you bought booze. Visual checker verification is ALL that is ever required period.
I’ve read that a “tap” vs a “swipe” is a much more secure way to do the transaction. I use the Apple pay system and I like it.