Here's a way to handle this matter:
Instead of eliminating the CFPB outright, the easiest and most politically feasible approach would be to transfer its responsibilities to existing agencies like the Federal Trade Commission or the Office of the Comptroller of the Currency.
This would strip the CFPB of its independence and make it accountable to agency leadership that already answers to Congress and the executive branch.
Mike Johnson could embed the provision in a must-pass bill, like government funding, forcing Democrats to choose between preserving the CFPB or avoiding a shutdown.
Once under FTC or OCC control, its authority could be reduced—funding cut, rule-making stopped or slowed, and enforcement scaled way back—effectively neutralizing its power.
This approach sidesteps the political battle of repealing or amending Dodd-Frank while achieving the same result.
Nah, I’d prefer shutting it down and having everyone who used to work there apply for jobs at Starbucks.
Or, better yet, replace people and have the new people find reasons to go after outfits that Democrats would want to protect at all costs.
Please list the other unconstitutional/illegal dept/agencies+ that have been successfully abolished (not just absorbed into yet ANOTHER (illegal/unconst.) dept/agency+). The idea that “illegal/extra-Constitutional” needs a PHASE-out *face-palm*
The Congress of tomorrow cannot undo the Congress of today.
The ugly truth is the (R)N(C) has NEVER actually reduced govt (fact, it gave us TSA, NSA, DHS, NCLB+).