Have friend NE of Sacramento—HER home owners insurance is OVER $10,000 a year. She lives within 40 miles of the ranch she was born on. She says SHE CANNOT retire and stay there.
I am 71 and my wife is 69. We live outside of Houston, TX. out property taxes are under $400/YEAR.
We live in a very modest 1500 sf townhouse with $1,000/year in HOA fees.