A King Air 90 had the bad luck of a bird strike enroute to our airport. Replacing the windshield section on the pilots side sent the owner of the FBO’s kid to at least two years of college. (Always get a ferry permit) The FAA will issue a ferry permit to get you home almost always. It comes with restrictions and operating limitations, but it is well worth it.
That is why even if we could afford a powerful complex airplane, we probably would not go that direction. Even a cheap twin is going to cost a lot more to keep up.
A little off topic but I like nearly every other kid in my age group started off with kites, gliders, model planes with rubber band power. Then we moved up to combustion engine powered planes with control lines.
When I was a kid, premade plastic models were already the rage. My first plastic “trainer” went straight over my head and busted into a bunch of unrecognizable pieces when it smashed into the ground. The engine was salvageable, so it didn't take much effort to figure out that homemade planes made of solid balsa or other wood was the way to go. When you crashed them, a little glue and they would be ready to go the next day. Often you could still fly them even with half the elevator busted off.
I started flying with hang gliders and then moved on to a home built ultralight. It was a foreign concept to me that I had to have direct supervision to work on my own airplane. Fortunately, the guy who had just done the annual on the first GA aircraft we purchased was a very agreeable person. So, it was not much of a problem. But I have known so many other people who have been completely ripped off every step of the way after they became aircraft owners.
If we do decide to get another airplane it will be a kit that I will be able to work on without supervision after it is completed. I really like the little SeaReys and have both models available on MSFS 2020. I probably will end up with a kit with folding wings so that we won't feel compelled to live on an airport anymore.