“My Credit Card debt: $0.00 “
Same here. Also no car payments or mortgage. HATE debt! If we can’t pay cash we wait until we can, or do without.
Debt is wonderful. It made me a lot of money in the bankruptcy industry. Personally, I’m no debt, no interest, but other people’s debt has been good to me.
Creditor side, of course - limits on how much broke people can pay. Although debtors side folks can make good money off of the wealthy with a cash flow squeeze. Or better yet, good cash flow but with a collateral crunch.