It doesn’t help you any, but I am truly sorry that happened to you.
I think you can roll the 401K over to a Roth IRA and you shouldn’t take a tax hit on it. If you cash it out, it will hurt you on taxes.
Depending on how much you made, you might be able to pull the max from state unemployment, if the jackass company doesn’t contest it.
Hate to say it, for healthcare you may just have to use Obamacare. Not that you are unemployed, you should get a good rate.
Just do a google search for job sites, Indeed is one, monster another. My state has a job board, so you might check there.
FR probably has a considerable wealth of knowledge and probably more accurate then me.
Good luck, at least with Trump being in power maybe more jobs will become available.
I haven’t prepared taxes in years but Roth IRAs are funded with after tax money while 401Ks are pre-tax funded. That means taxes will need to be paid for any money from a 401K to be used to fund a Roth IRA. You can transfer 401Ks to regular IRAs but talk to a tax accountant about the particulars of your case.
As far as the 401K loan goes, I believe you have to pay that money back when you leave the company. If you don’t pay it back, it will be classified as a distribution and subject to tax and penalties depending on your age/situation.
I don’t know much about the other concerns. I pray that you find something soon. My husband has been laid off three times in his near 50 year career. God blessed us in that each time we had exactly what we needed to live and each time he found new work that paid more than the last job. I pray the same thing happens for you.