It obviously depends where you live.
If you own a home near a high crime area..the first thing I would ask is..why do you live a high crime area and why would you stay?
Otherwise, many people go there whole lives without a serious threat to their well being.
IOW I’d risk some damage to my walls and maybe some furnishings and blast away with double barrel. Good to have some back up weapon,too. Just in case there is more than one or two creeps creeping around.
“If you own a home near a high crime area..the first thing I would ask is..why do you live a high crime area and why would you stay?”
Some folks prefer to place the lives of their family and themselves in daily jeopardy . It might be that the money they make from their job makes the risk to their loved ones worthwhile .