I really do think Capitalism is right, and you should be able to do with your money whatever you want, as long as it doesn’t impinge on the rights of others. In a free market, usury can’t persist. However, I think it’s perfectly fair to charge different interest rates to different people. After all, not all people have the same creditworthiness.
Thank you for the reply.
I really do agree with you, then, that the term “Capitalism” is as unbridled as you describe. That is why I believe America rejects unbridled Capitalism in favor of legal restrictions on what you can do with your money. Any loan can be usurious and usury should be illegal. This, then, represents one restriction of what you can do with your money.
This is no different than constitutional restrictions on law, itself.