The risks are indeed the same. The difference is that cars are made to absorb energy. It’s called crash energy management. In the old days cars were built like tanks. Hit a tree and you will dent the bumper and go through the windshield. Today the car is destroyed and you may walk away from the accident. But I did love those bench seats.
The difference is that cars are made to absorb energy.
Only to a degree when they hit a tree many still get hurt