I’ve deposited $10k in cash several times. I’ve withdrawn $10k or more in cash many more times than that.
This was pretty normal when I was running my own business. I closed that business down about 5 years ago.
Not once during that time did anyone ask me anything about what I was doing.
Yes, they needed to file the report—I know that from the time I worked at a bank. But, I guess the tellers figured I was doing this in association with my business because they never asked me.
I took out $21,000 a few months ago. I had to tell them that I was purchasing a car.