I’m not a fan of more and more federal government oversight. But many banks are now questioning customers about large withdrawals for a very good reason.
Scammers are getting clever these days. And they are actually manipulating vulnerable people into withdrawing large sums of money. The money is used to “pay the IRS”, of “get a grandchild out of jail”, etc.
A scammer will then direct the victim to convert the money into Bitcoin or gift cards. Then the money is gone forever.
So when banks question customers as an anti-fraud measure, they are on the side of the angels.
Perhaps so- if they KNOW the bank customer account holder, which is important to do if dealing with one bank location.
Branch banking aided all this fraud. ATMs robbed by people who then KILL the customer. Happened to a student president in Chapel Hill, NC— two street apes (oh, and they raped her also, before/during this “withdrawal”).
So, yeah that is possible for bank people asking people they know. When questioned about $100 bill deposited from a renter— was asked “where did this come from?” My answer: Me- your customer.