Of course, there was a huge flood in the past. First civilizations were founded in a River Valley. So naturally, all of them had a "great flood story".
Also, the Nile River flooded annually between May and September from ancient Egypt until the 20th century when dams were built.
Yes, but the river flooding doesn’t generate a world wide flood story, it generates a springtime flood story.
One family surviving on a boat with a bunch of animals has been passed down worldwide.