I’ll take my usual wild, uneducated guess here. Thanks to Biden, there are now many more illegals driving around. None of them carry insurance. So in a collision when it’s not your fault, your insurance company has no other company to go after.
Could that have anything to do with it?
The illegals are all driving. Usually it is an unregistered car with a fake temporary plate. That’s why they don’t stop when they hit someone.
Here’s a list of states with the percent of drivers who are uninsured. It’s up to 29% in one state.
https://www.valuepenguin.com/auto-insurance/uninsured-motorist-statistics
Make sure you buy a lot of uninsured motorist insurance. Then when you get hit you’ll have to fight your own insurance company for damages.
That’s it exactly: the huge and growing numbers of uninsured drivers. In Chicago, for example, when black or hispanic (recent immigrants in particular) drivers are pulled over or in an accident, they often have no license or a suspended license, and they never, ever have insurance. We’re paying for them, just as we pay for shoplifters.
The mayor mentions that 250,000 illegals were dropped off in his city. He describes what they get for free.
We are paying the bill!
Mayor of El Cajon, Commiefornia Speaks Out Against Ludicrous Perks Illegals Get That Citizens Do Not
https://rumble.com/v55u97e-mayor-of-el-cajon-commiefornia-speaks-out-against-ludicrous-perks-illegals-.html