I had two PayPal accounts. When PayPal made major changes to its terms, I closed them. What a hassle.
I am fine with them closing down.
This incident broke my remaining trust in them:
“PayPal Pulls Back, Says It Won’t Fine Customers $2,500 for ‘Misinformation’ after Backlash”
https://www.nationalreview.com/news/new-paypal-policy-permits-company-to-fine-users-2500-for-misinformation/