“Reserve.”
I noticed your fee after I posted.
Trip Cancellation/Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels.
TexasGator wrote: “Trip Cancellation/Interruption Insurance”
While the Reserve card has a very high fee, the same insurance from Travel Guard, etc., would cost me more. There are also many other benefits such as reimbursing the first $300 in travel costs every year. Global Entry paid for. Etc. I don’t need medical insurance. I’ll keep the card as long as we keep travelling.
As I said before, they really went to bat for me over a charge from a company in China.