I can’t imagine that. I bought a car for cash in 2011 for 20K. Coincidentally it was a Toyota. It’s now 13 years old but works great. Always get the oil changed!!!!
The only car I ever paid cash for was my brand new 2005 Nissan Altima. I was already retired, and didn't want to have a car payment, so I paid cash. It was $28,000 back then. I kept that car almost 15 years. It had a little over 100,000 miles on it, and had the original muffler system still. Other than regular maintenance and tires, the most I had to spend on it was $1000 to have a new A/C pump installed. The pump died after about 10 years.
That wasn't my first Nissan. I'd had others, and found them to be very reliable cars. That's why when I decided to lease, I stayed with Nissan. At the time I got rid of it in 2020, I was driving to Indiana to visit my son, and I didn't want to take the chance of the car breaking down while I was on road out of state. It had never broke down, and left me stranded in those 15 years, but at that point in my life, I didn't want to take chances, so initially, I rented cars from Enterprise for those trips, but eventually figured out that it was more cost effective for me to actually lease from a car dealer. And I haven't been disappointed. I have the maintenance plan on my lease cars, and other than having to pay $10 for yearly State Inspection, I haven't paid a penny for service visits in the past 4 1/2 years. For me, it's peace of mind.
I don't have the money now to pay cash for another car, and with a lease, when I die, the lease ends, and my kids won't have any trouble getting it back to the dealer. I own nothing, no home, no investments, no savings, zip. They won't even have to pay a lawyer to probate a Will, because there is nothing to probate. I have life insurance that will be split between the two of them, and they are both co-owners on my checking account, and can access it, and close it out when the time arrives. One of them can file for Letters of Administration with the county surrogate court after I die, so they can file my last Federal tax return, and get the refund from that. I pay no State Taxes on my State pension, as I paid the taxes when I earned the money, so the only thing I have to file with the State is a form telling them I owe them nothing, and they owe me nothing. If my two sons want to fight about any of it, which I doubt they would, I won't be around to worry about it anyway.