If you have been out of the stock market since the dot com bust you have missed out of a lot of growth,
No doubt. But two things factored into it. First, I’m horribly risk averse. Second, I feel that in the 21st century it’s become more like gambling than it ever was before. Things changed after the dot com bust. The investment rules changed. To me it’s a little like my friend just a few months before everything came tumbling down. His stock portfolio was amazing. It was like he couldn’t lose.
Until he did. Bigly.
I don’t trust the markets at all any more. But then, “wealth” has little value to me anyway. I’m doing great and the Lord always provides.