ssa.gov
When a worker files for retirement benefits, the worker’s spouse may be eligible for a benefit based on the worker’s earnings. Another requirement is that the spouse must be at least age 62 or have a qualifying child in her/his care. By a qualifying child, we mean a child who is under age 16 or who receives Social Security disability benefits.
My wife and I are in our mid 70s and have been married 30 years. my SS benefit is higher than hers. So she gets my benefits and loses hers when I pass away?