Think that’s bad, I’m 63 so two years away from Medicare and I have to pay for Obamacare for me and my stb 56 yr old husband. We’ve tried healthsharing plans and wasn’t much better than Ocare.
Premiums are more than my mortgage payment. While I was still working my W2 job that I retired from back in Nov. 2022, (highly stressful; ran systems for 911 center of good sized county)
Had stage 1 breast cancer back in 2021 and I just told my doctor for that I will not be getting a dexta scan, etc. as every time I pay for stuff out of pocket with my HSA, before I meet the massive deductible, it never seems to clock down!
Nothing puts a dent in the deductible so I’m basically paying for catastrophic hospitalization but at a MUCH higher cost than it used to cost back before Ocare.
Right there with you. in the last ten years, my gross cost was in the millions, but with insurance, I had still had to pay tens of thousands of dollars. I think they are trying to ‘squeeze’ the last blood out of us old turnips before we ‘toddle on’. Our insurance was over $2000 per month until we started getting medicare. Now they still get about 40% of our Social Security, but leave a few dollars for us to live on.
If you still have time under a private insurance contract, if there is ANY medical care you have been considering, especially elective type treatments, do them BEFORE you go on Medicare.
Also, just before you switch over, get dental work done. Make sure you have your prescriptions all stocked up and refilled if possible, and if you have an optical plan, get new glasses and if you need cataract surgery get it done BEFORE you are forced onto Medicare.
These measures will not keep you going forever, but will buy you a couple years reprieve before getting taken to the cleaners by forced government “healthcare”.
We found out the hard way what a rip off Medicare is and their prescription plan with its *donut hole* in Rx coverage is an abomination, and yet you have NO choice.
Ooops, sounds like you’re already screwed over.
Sorry.
Still for anyone else, that advice about private ins still goes.