Car insurance prices are rising everywhere. Mine went up 30% (!!) when I made my annual renewal in October and I’m accident-free and my vehicles are one blue book year older. I called the company to ask why and the rep said he didn’t know. I said that was okay because I knew. He asked me what I knew so I told him that insurance companies only ever lose money for one year in a row. They increase prices in the year following a loss to recoup their losses. He asked me how I could be sure the insurance companies lost money.
I told him that there were exponentially many more sudden and unexpected deaths from all causes, that vax brain was probably causing more strange auto accidents, and that huge and unexpected life insurance payouts to the least-likely-to-die-of-any-cause (25-45 year-olds) was seriously hurting the bottom line of insurers. I reminded him that insurers always recoup their losses by spreading the pain to all insured in subsequent years. He was silent throughout the call, which meant either he knew all of that but couldn’t respond because “calls are monitored for quality and training purposes”, because he was hearing information for the first time and was shocked, or because he thought he was talking to a certifiable whackadoodle and didn’t want to be rude to me, because “calls are monitored for quality and training purposes”. This is a long-winded way of saying, yes, it’s happening in Canada too, but few are talking about the reasons. We all know the reasons.