[Gay State Conservative]

I think it varies from state to state but I have available to me a Blue Cross “full” plan with no monthly premium (other than the “Part B” premium deducted from my Social Security check).It allows me to go to just any doctor or hospital in the country...with no referrals required from my PCP. It has co-pays for most things...but also has an annual out of pocket limit (IIRC it's about $5,000).

[Sequoyah101]

So you are on advantage? I didn’t think they covered any hospital or doctor but only ones in network.