“But that’s not relevant to this situation, which is not a natural disaster.”
It’s a behavioral “algorithm,” a tool, used often...nothing to lose any sleep over. It fits many situational issues and ha become a predictable kneejerk no matter the event. Alinski acolytes are very fond of the employment.
No, it’s not. It is based on taking advantage of something not caused by those making use of it.
This was allowed or made to happen for specific purpose.
Take the loss and move on.