Ignore the headlines and read the fine print:
https://www.nerdwallet.com/article/loans/student-loans/idr-adjustment-forgiveness
The “cancellations” have enough loopholes that these folks easily could still be on the hook....
“The “cancellations” have enough loopholes that these folks easily could still be on the hook....”
Government loan, 20 (Bach) or 25 (grad) years, current on payments (no payment were during covid), and that’s about it.