They make money by loaning money and getting paid back with interest. That’s the business they are in. What do you consider evil, that they offer you a loan?
I know that but the “marketing” I did not like that aspect...
This. When you see an ad for McDonald’s do you think they’re evil?
A lot of banks are sitting on a TON OF CASH. Reverse repos are through the roof.
If they lend the money to you, they get a better rate. Better income, and better financials for the bank.
If you can’t pay, then the execs who peddled the fat financials for years don’t have to give their bonuses back.
Stockholders take it in the shorts again!
intising you to go into debt. save and pay cash. you dont want to owe your soul to the evils of debt.