I wonder whether the victims’ homeowner’s insurance will cover that. Pictures show a house that was probably around 150 years old.
Yes, it would, I think. What happens or what is supposed to happen though, is the DS’s insurance company is supposed to pay. That’s why liability insurance or “proof of financial responsibility” is required in (almost) every state. I’m no insurance agent though, so maybe I have some details wrong.
All of this assumes DS wasn’t driving a stolen car, or was driving his own car and was properly insured.