Don’t borrow money if u can’t pay it back.
In the late 90’s I was being overlooked for promotion after promotion because I did not have a degree.
In 1999, I changed employers to an employer that paid 100% of tuition and books as long as you were:
A. In a degree program that benefited the employer
B. Were a satisfactory employee
C. Got a grade of C or higher, (they did NOT pay for a C-minus)
I worked for them and earned my bachelor’s degree, and I paid not 1 cent of it.
When I finished, I was overlooked for another promotion. I asked if they would pay for grad school, they said yes.
I then earned my MBA.
Once my MBA was in-hand, I worked the requisite year after completing my degree to not owe any of it back, and then left the company for a much higher salary and my salary has continued to climb ever since.
Total cost was over $120,000 and 6 years of my life spent working and going to school full time.
Oh, did I mention I have no student loan debt either?
The opportunities are out there, you just have to think a little outside of the box and be willing to put in the work.