But those aren't arguments against using it.
Generally, I prefer Bing Chat because it provides links to sources that can be checked for accuracy. At the close of the stock market yesterday, I asked it why the market went down a bit and then skimmed the articles at links provided to see if they supported the Bing Chat conclusion. They did...but I still don't accept it as gospel.
Thank you for sharing your experience with Bing Chat. I will try it, beginning with the obvious questions about the coming elections.