That’s a good list, but we don’t even know if those are critical requirements or just a small subset of a much larger list. Our sun is also a very stable star in comparison to most, probably because of its slow rate of spin. Also, there have been several near-complete extinction events in earth’s past, so what are the odds that life has survived this long? We don’t know. A lot of extrasolar systems that we see have planets with unstable orbits that drift over time, but ours seems to be in an unusual resonance state involving all of them. What are the odds? We don’t know. The only way we’ll know what the odds are for life on other planets is to actually find life on other planets. And even if, incredibly, Earth is the only planet in the whole universe with life, does it matter? It’s a lot of wasted space, but God can waste all the space he wants. He’s God.
I think like Ross in believing that the universe's vastness is part of the design. https://reasons.org/explore/publications/questions-from-social-media/does-the-universe-s-immensity-imply-a-huge-waste.