A close friend used to ride with that outlook but it didn't do him any good when an oncoming pickup truck made a left turn in the intersection my friend was driving thru.
He slammed head on into the side of the truck and his wife who was with him flew over the truck and landed in the oncoming traffic and was killed immediately. Somehow, my friend survived but had multiple surgeries and is now blind in one eye.....
And the reason I prefaced my comments with this;
>>Not entirely true, as some get lucky and some have enough skills and luck to avoid going under the wheels.<<