I’ve made good money in my life in the stock market. Lost some too. It’s not all speculation, it takes research on particular investments and an understanding of the economic conditions (which are subject to change). But there are no guarantees and I would certainly not recommend borrowing money for it as that is nonsensical.
” It’s not all speculation, it takes research on particular investments and an understanding of the economic conditions”
The basic rule for investing: You will make money if you are in the top few people on the planet in terms of knowledge of that market. If you aren’t one of those few you are one of the suckers.
Learn everything there is to know about manganese futures, pet food manufacturers, or Michigan municipal bonds. You can then do very well.
Don’t ever expect to know more than the market about what is going to happen to Apple or Yen exchange rates.