[RushIsMyTeddyBear]

We are going through a similar situation with my mom’s house. Flooding.

Rule of thumb. Document and photograph everything.

All-State dragged their feet with getting a company of their choice to do water mitigation. Then the mold started. I raised hell with them and said I wanted Servpro.

Servpro handled the “pack-out”(and storage), dumpster, water/mold mitigation, and opening up the walls to dry out.

They will also move the items back in once restoration is completed.

[Salamander]

It’s hard to do that when they’re moving fast to bag up and throw out perfectly good stuff unaffected by either fire or water.
Literally new still in package /still in store bag things.

I am going to get mauled by them.

[EinNYC]

I dropped Allstate auto insurance years ago when they attempted to rip me off. I had sold my car and was carless for a year or so. When I bought another car, Allstate tried to put me (never had an accident) into the costly high risk pool because I'd been "uninsured" for a year. If you don't have a car, you don't need insurance. And why should I pay those high rates for not having a car? I dumped Allstate like a hot potato and never looked back.

I wonder if Habitat for Humanity could help out rebuilding Salamander's home?