Every set of children is different. What’s important I think is to try to give them all a fair chance at starter adult support to be on their feet degreed and debt-free with a good car & half a down payment for a house where they get a 15 year mortgage with LTV under 80% and no other debts around 23.
Yours would be lucky children. We got nuthin’ — except a Puritan work ethic and a strong base in faith and conservatism.