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Agree. Capitalism can fail in two ways: from either below or above.
Failing from below is the socialism, the attempt to make everybody equal, i.e., equally poor, except party bosses.
Failing from above is excessive concentration of wealth. The United States was founded on the basis of rejecting monarchy/oligarchy. We are slipping back into it, with the financial elites capturing more and more wealth all the time, and actively converting it to political power. Ultimately, their goal is complete autocratic control, typically through world government, and in many cases depopulation.
The ultra concentration of wealth is more dangerous than BLM and Antifa combined.
We are here - infiltration from within:
https://www.pritzkermilitary.org/explore/museum/digital-collection/view/oclc/907412557
"War to the hilt between communism and capitalism is inevitable. Today, of course, we are not strong enough to attack. Our time will come in thirty or forty years. To win, we shall need the element of surprise. The Western world will have to be put to sleep. So we shall begin by launching the most spectacular peace movement on record. There shall be electrifying overtures and unheard of concessions. The capitalist countries, stupid and decadent, will rejoice to cooperate to their own destruction. They will leap at another chance to be friends. As soon as their guard is down, we shall smash them with our first."
"Declaration by Dimitry Manuilski, professor at the Lenin School of Political Warfare in Moscow, 1930."