The only debt I have is the house and about $1500 on a used car I bought 2.5 years ago.
I have zero credit card debt, nothing else.
I’ve had to buy a new dishwasher, clothes washer, fix my A/C, buy a used car (cash), and now I’ve got to fix my oven.
I have absolutely NO DEBT I paid off my house, credit cards, car if I can’t pay cash for something I don’t get it!! I have enough cash for emergencies AC, car needing service ect. First time in my life I have been debt free it is exhilarating!!