It’s not what you earn that matters - it’s what you spend relative to what you earn.
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Profoundly true. And don’t get caught up in materialism or succumb to social pressures to keep up with the Jones. The Jones’ are in deep debt and likely on the road to insolvency and an unpleasant retirement.
“The Jones’ are in deep debt and likely on the road to insolvency and an unpleasant retirement”.
Spot on.