Aetna’s 2023 Medicare PPO plan premium is $87/month in California, free in many other states. The dental allowance is increasing from $750 in 2022 to $1250 in 2023. That’s enough for all your basic preventative plus enough left for a crown or some other major procedure.
Sounds right. I am using VA as my primary healthcare with an Advantage plan backup, pointed at veterans.
The Advantage plan offers some dental coverage and I think it’s similar to your numbers. The VA offers a bit of that, too. The big difference is no Part D, and the Advantage plan for veterans has no drug coverage. The VA handles that. The Advantage plan refunds some of the Part B premium to compensate for no drug coverage.
But that’s not the subject here. Dental is a big deal. It can wipe retirees out. That’s why the Mexican option is so critical.