Had 2 hole in one last year with many people witnessing. In tournament you buy a million dollar policy just in case it happens. $300 premium for one day event. Sounds like someone forgot to buy insurance.
Re: 59 - My brother has had two (one year, then the next year).
Funny thing though, he ended up buying drinks for quite a few people both times. It’s the event where you get to reward others! Haha!