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"me thinks the cc is going to be cutting a check"

Just wait until all the club members get an assessment on their next dues invoice! "What the HELL is this assessment for 'truck'???"

From the article --> “While management at the golf course desired for our dealership to provide the truck as a prize for a hole-in-one on the course during the event, we were unable to fulfill this request due to the lead time required to provide insurance for a hole-in-one vehicle,” Jay Hodge Ford of Morrilton said.
“This was clearly communicated to Morrilton Country Club management, and the club agreed that the dealership would provide a new truck for display/advertising purposes only.”

Now they are getting all the advertising for free they could possibly want. Of course, it's not the sort of publicity one would want.

Clark's Jewelers, a local jeweler here in Coeur d'Alene, ID, gives you your jewelry purchase between Thanksgiving and New Years for free if it snows more than three inches on a day in early January.

Sure enough, it snowed more than three inches on Jan. 11, 2020 and the customers were ecstatic that there purchase prices were going to be refunded.

Unfortunately, Clark's also had an insurance problem for their contest. They did not stipulate in very specific terms who measures the snowfall, where the measurement takes place, how the snow is measured, etc. Sure enough, three years ago, the local weather guy said there WAS enough snow at his measurement station to give customers their purchases for free. But the insurance company said "No, the US Weather Service in Spokane says not enough snow." The Spokane Airport weather station is 35 miles west of downtown Coeur d'Alene! Snowfall can, as everybody knows, vary widely over that distance.

The insurance company refused to pay the winners and the jeweler got a lot of bad publicity. In the end, the insurance company coughed up the dough. The insurance company also smeared the long-time local weather forecaster who helped the jewelry store pick the snow date and he threatened to sue them, too!

Moral of the story -- put LOTS of detail in your contracts and contest rules and buy your insurance early. (I used to write contracts for a living and boy did we ever fill them with details to cover all sorts of potential eventualities).