Some right and some wrong here.
I think probably there should be some small program for federal student loans based on some kind of service, or commitment to such. it should be limited to that.
If Private student loans were dischargeable in Bankruptcy the rest of the problem would have already taken care of itself.
Student loans used to be dischargeable in bk. At first they only had to wait 5 years after leaving school—then 7. What’s to prevent 100% of all student loan borrowers from simply filing for bk at age 21? They’ll get their good credit back by age 28. It’s theft of taxpayer funds and is not the solution.