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To: mikey_hates_everything

From what I hear, CSRS is much, much better than FERS.


20 posted on 09/07/2022 1:24:55 PM PDT by sauropod (Unbelief has nothing to say. Chance favors the prepared mind.)
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To: sauropod

“CSRS is much, much better than FERS”

That is a very controversial subject—and the correct answer is “it depends”.

The reason is because of the TSP-government match (government equivalent of 401K) portion of it.

Many federal retiree baby boomers “rode the wave” of a red hot stock market over recent years—and if they were heavily invested in stocks (in their TSP) then they outperformed CSRS.


21 posted on 09/07/2022 1:33:43 PM PDT by cgbg (Claiming that laws and regs that limit “hate speech” stop freedom of speech is “hate speech”.)
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To: sauropod

It was. The CIA had what it called CIARDS before FERS which was the agency’s CSRS equivalent. Everyone after a date in the 80’s had to be on FERS and the older ones had a choice at that point to switch. CIARDS was a pension and maybe a few had odd reasons to switch but who would to a 401k type deal?


26 posted on 09/08/2022 1:02:10 PM PDT by mikey_hates_everything
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