[Flick Lives]

Can a bank write loans if all depositors pull their funds from the bank? Asking for a friend.

[Wallace T.]

There are 4,900 banks and 5,200 credit unions in the U.S. If some megabank in the throes of wokeness decides to end auto loans, there are numerous lenders happy to take the business, not to mention finance arms of car manufacturers. Walmart and Target have the option of being woke, as they are dominant in what used to be called dry goods sales. Their main online competitor is Amazon, which is to the left of Lenin.