Most people have no idea of the fire danger these EVs pose.
GM came out with a warning to never charge their Volt parked in your garage. That it should be parked 25’ away from your house.
I do not even charge the battery for my hedge trimmer overnight in my garage attached to my house.
I would think all the major insurance companies will start denying home owners claims on fires started by EVs charging on the property they are insuring. They will write in exclusions into their home owners insurance policies.
They have already. The Insurance company rejected a claim for a house fire caused by a golf cart plugged in all night. Additionally they didn’t put water in the batteries. But still insurance company said no way.