Many of those places have cool/cold weather which wouldn’t be so bad, but they also have a lot of rain, which would be annoying. But people in those cities ride in any and all conditions. And they’re much more fit because they do. The cost of buying and owning a car in some European countries is insane.
That's coming to America. Expect insurance rates for ICE cars to skyrocket, and other measures to put the squeeze on drivers of ICE vehicles.